DISCLAIMER: NOT AN INSURANCE PROVIDER Coverage Warrior is an insurance lead generation and comparison service operated by HYPERSMARTY LLC. We are NOT an insurance company, insurance broker, or licensed insurance agent. We do not sell, underwrite, or provide insurance coverage of any kind. AFFILIATE RELATIONSHIP DISCLOSURE Coverage Warrior maintains an affiliate marketing relationship with affiliate partners. When you submit your information through our platform, we may share it with our affiliate partners and their network of licensed insurance providers. We may receive financial compensation from our affiliate partners for successful lead referrals. This affiliate relationship does not affect the quotes you receive from insurance providers. NO GUARANTEE OF QUOTES OR SERVICES We make no guarantees or warranties that: - You will receive insurance quotes from any provider - The quotes you receive will meet your specific needs - Any particular insurance provider will accept your application - The Service will be uninterrupted or error-free - Any information provided through the Service is accurate or complete Quote availability depends on numerous factors including your location, insurance history, credit score, and individual provider criteria. NOT INSURANCE ADVICE Nothing on Coverage Warrior constitutes insurance advice, recommendations, or endorsements. We do not: - Recommend specific insurance products or providers - Provide guidance on coverage amounts or policy terms - Offer professional insurance consultation - Make representations about the quality of any insurance product You should conduct your own research and consult with licensed insurance professionals before making any insurance purchasing decisions. NO WARRANTIES THE SERVICE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. LIMITATION OF LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW, HYPERSMARTY LLC SHALL NOT BE LIABLE FOR ANY: - Indirect, incidental, special, or consequential damages - Loss of profits, revenue, or data - Damages resulting from insurance coverage decisions - Damages arising from third-party insurance provider actions or omissions ACCURACY OF INFORMATION While we strive to provide accurate information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any information on our platform. Insurance rates, terms, and provider information are subject to change without notice. THIRD-PARTY PROVIDERS We are not responsible for the acts, omissions, or policies of our affiliate partners or any insurance providers in their network. Your interactions with insurance providers are governed by their respective terms, conditions, and privacy policies. CHANGES TO DISCLAIMER We reserve the right to modify this Disclaimer at any time without notice. Your continued use of the Service constitutes acceptance of any changes. CONTACT INFORMATION For questions about this Disclaimer: Coverage Warrior A Division of HYPERSMARTY LLC 6615 Grand Ave 1135 Gurnee, IL 60031